Mortgages for Professionals by a True Professional

Experienced in specialty programs tailored for your specific needs

Learn how you can leverage what is available to you

PHYSICIAN MORTGAGES

Designed for various medical designations to assist in home ownership while navigating various stages of your medical career.

1ST TIME HOME BUYER

Learn more about down payment assistance or lower down payment options.

VA HOME LOANS

For active and retired service members. Flexible credit requirements, great rates and various terms provided. Streamline options available.

JUMBO MORTGAGES

Options for those above your Conforming or High Balance. This can depend on your city or state. Typically, from loans > 1 million.

Advocating For Your Financial Success!

Listening to my clients' needs is one of the most crucial aspects of guiding them through the home financing process, whether they're purchasing a new home or refinancing. By understanding what truly matters to them, I can tailor my advice and present the best financing options to fit their unique situations. Many clients aren’t fully aware of the various loan products, incentives, and strategies available to them. This lack of knowledge can lead to missed opportunities for significant savings—sometimes amounting to hundreds of dollars per month—or unnecessary upfront costs that could have been avoided. My goal is to ensure that every client is well-informed and confident in their financial decisions, maximizing their savings while minimizing stress throughout the home financing journey.

For me it's personal

Physician Mortgages

Being married to a physician gives me a personal insight into the hurdles that many physicians face as they start their careers. While the general public thinks of doctors as well off an even "rich". It is significantly more complex than that. With the significant student loan burdens, a later start in earning an income, to the lack of financial education. Many physicians find themselves being torn between what is expected of them and what they feel comfortable with. I can help you navigate the next steps because I have lived it.

The Four Pieces of the "MORTGAGE" Puzzle

Keep It Simple & Straightforward

When looking at financing a home it is important to understand the four pieces of the financial puzzle. While some puzzles can be more complicated than others. The simpler you make your profile (puzzle) the faster and easier it is to get through underwriting and secure more favorable terms. Going through a preapproval or consultation is the start of the process, while it's not always fun to open up about finances and take a hard look at where you stand, it is theme most important step you will take. I have had countless clients put it off until the last minute, it ends in undue stress every single time. You work too hard to do this to yourself.

INCOME

How are you paid is just as important how much you are paid. Learn how to prove your income, either with pay stubs, 1099, tax returns, W2's, or Employment contracts.

ASSETS

Be strategic with your money. Try and keep as much of it as you can. But it is important to know, where it is coming from matters... and your mattress or home safe is not going to work out well for you.

CREDIT

What shows up on your credit report is as influential as the score. Significant debts can impact affordability. While paying off debts without guidance can be money unwisely spent.

COLLATERAL

Where and what matters just as much as the purchase price. If you are buying a condo with a large HOA in a high property tax area, your payment will be more than a more expensive home without the extra cost.

YOUR TEAM MATTERS

WORK WITH A PROVEN PROFFESIONAL

650M+

CLOSED LOAN VOLUME

TOP 1% NATIONALLY

4 YEARS IN A ROW

5,000+

HOME LOAN CONSULTATIONS.

20+ years of experience

Hear What Clients Have to Say

Dr. W. YI HO

"We had a lot going on as two physicians moving across the country to relocate in an EXTRMELY challenging Market. Not only did we feel that we had multiple points of contact who were all responsive and able to get what needed to be done in a timely manner, but we also put in multiple offers before finding the one, requiring changes to document frequently on their side, and all of this was done by your team, sometimes at 10:00 pm at tonight. They went out of their way to make the process simple and straightforward. "

Dr. M. Sahib

"Working with Darick was an outstanding experience. Their expertise and dedication made the mortgage process seamless and stress-free, ensuring we secured the best possible terms for our home loan."

C. Whitehead

"Darick exceeded our expectations in every way. With a depth of knowledge of the mortgage industry, combined with a genuine commitment to our needs, made us feel confident and well-supported throughout the entire process. We highly recommend anyone looking for a smooth, personalized home financing experience.

Thank you!"

Dr. Z Choudhry

"Thank you so much for all your hard work in securing our mortgage. Your expertise, patience, and dedication made the process smooth and stress-free. We truly appreciate everything you did to help us close on time. Your efficiency and proactive communication kept everything on track, allowing us to meet our tight deadline without any issues.

Family photo coming soon!

Thanks Again!"